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Our current economic state driven by the housing market implosion has created numerous challenges for homeowners and borrowers. What do we do? Do we hold on? Do we do a short sale? Do we go the route of foreclosure? What really makes sense? Over the next few posts, I am going [...]
We live in a foreclosure bubble right now. Suddenly everyone is an REO (Real Estate Owned) or Short Sale expert. The sad reality is that many individuals such as real estate agents, as well as some attorneys and CPA’s, do not really understand the in’s and out’s of
Short Sales are challenging enough without bringing a qualified CPA to the table. Often times, real estate agents in the name of trying to provide good service, step into areas that they should avoid. One of these areas is anything to do with taxes. It is one thing to give a client a [...]
Many “Short Sale” transactions are successfully completed without the aid of an attorney, however I always counsel my clients to seek legal advice from either an asset protection or a bankruptcy attorney. Forward thinking individuals will understand the importance of mapping out a strategy to insulate themselves properly from potential deficiency judgments.
Guidelines are [...]
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With the housing market implosion and the dramatic rise in Foreclosures and Short Sales, it is vital that you pick an experienced real estate agent who really understands the Short Sale process. This can play a major role in the successful closing of your Short Sale transaction.
Here are some key bullet points to [...]
The Department of Treasury has spoken and banks will have to comply. On November 30, new guidelines were released that will change the face of loan modification and short sales. President Obama instilled these changes to help prevent more foreclosures, as well as streamline the loan modification and
The article below is from the LA Times and Professor Brent T. White is echoing my thoughts on upside down loans/mortgages. If you are upside down on real estate you should consider getting walking away. Do not look at it emotionally… it needs to be a business decision. He touches on the ego [...]
