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	<title>Empower 2 Go &#187; deficiency</title>
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	<link>http://www.empower2go.com</link>
	<description>The Empowered Entrepreneurial Magnets</description>
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		<title>Short Sale vs Foreclosure:  What are the Potential Consequences?</title>
		<link>http://www.empower2go.com/2010/02/short-sale-vs-foreclosure-what-are-the-potential-consequences/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=short-sale-vs-foreclosure-what-are-the-potential-consequences</link>
		<comments>http://www.empower2go.com/2010/02/short-sale-vs-foreclosure-what-are-the-potential-consequences/#comments</comments>
		<pubDate>Sun, 07 Feb 2010 23:09:58 +0000</pubDate>
		<dc:creator>Martin Casper</dc:creator>
				<category><![CDATA[Real Estate & Short Sales]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[deficiency]]></category>
		<category><![CDATA[fannie mae]]></category>
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		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[freddie mac]]></category>
		<category><![CDATA[HAFA]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Obama]]></category>
		<category><![CDATA[REO]]></category>
		<category><![CDATA[Short Sales]]></category>

		<guid isPermaLink="false">http://www.empower2go.com/?p=2001</guid>
		<description><![CDATA[We live in a foreclosure bubble right now.  Suddenly everyone is an <a href="http://www.realestateabc.com/homeguide/reo.htm">REO</a> (Real Estate Owned) or <a href="http://www.realtor.org/library/library/fg335">Short Sale</a> expert. The sad reality is that many individuals such as real estate agents, as well as some attorneys and CPA&#8217;s, do not really understand the in&#8217;s and out&#8217;s of <a href="http://www.empower2go.com/2009/03/short-sales-and-foreclosures-avoid-the-pit-falls/">Short Sales &#38; [...]]]></description>
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		<title>The Importance of Your Attorney in a Short Sale Transaction</title>
		<link>http://www.empower2go.com/2010/01/the-importance-of-your-attorney-in-a-short-sale-transaction/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=the-importance-of-your-attorney-in-a-short-sale-transaction</link>
		<comments>http://www.empower2go.com/2010/01/the-importance-of-your-attorney-in-a-short-sale-transaction/#comments</comments>
		<pubDate>Sat, 23 Jan 2010 19:00:36 +0000</pubDate>
		<dc:creator>Martin Casper</dc:creator>
				<category><![CDATA[Real Estate & Short Sales]]></category>
		<category><![CDATA[deficiency]]></category>
		<category><![CDATA[Department of Treasury]]></category>
		<category><![CDATA[empowering]]></category>
		<category><![CDATA[first trust deed]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Gary Fales]]></category>
		<category><![CDATA[recourse]]></category>
		<category><![CDATA[second trust deed]]></category>
		<category><![CDATA[Short Sales]]></category>

		<guid isPermaLink="false">http://www.empower2go.com/?p=1882</guid>
		<description><![CDATA[Many &#8220;<a href="http://www.empower2go.com/2010/01/short-sale-asset-protection-seminar/">Short Sale</a>&#8221; transactions are successfully completed without the aid of an attorney, however I always counsel my clients to seek legal advice from either an asset protection or a bankruptcy attorney.  Forward thinking individuals will understand the importance of mapping out a strategy to insulate themselves properly from potential deficiency judgments.
Guidelines are changing [...]]]></description>
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		<title>Frequently Asked Questions On Short Sales…Empowering Information Part 3</title>
		<link>http://www.empower2go.com/2009/07/frequently-asked-questions-on-short-sales%e2%80%a6empowering-information-part-3/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=frequently-asked-questions-on-short-sales%25e2%2580%25a6empowering-information-part-3</link>
		<comments>http://www.empower2go.com/2009/07/frequently-asked-questions-on-short-sales%e2%80%a6empowering-information-part-3/#comments</comments>
		<pubDate>Sat, 01 Aug 2009 00:59:25 +0000</pubDate>
		<dc:creator>Martin Casper</dc:creator>
				<category><![CDATA[Real Estate & Short Sales]]></category>
		<category><![CDATA[deficiency]]></category>
		<category><![CDATA[empowering]]></category>
		<category><![CDATA[fannie mae]]></category>
		<category><![CDATA[foreclose]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[freddie mac]]></category>
		<category><![CDATA[judgement]]></category>
		<category><![CDATA[Short Sales]]></category>

		<guid isPermaLink="false">http://empower2go.com/?p=401</guid>
		<description><![CDATA[The housing market is chaotic and under water in most areas of the country.  &#8220;Short Sales&#8221; make a viable choice to avoid &#8220;Foreclosure&#8221; on your home.
1.] In Nevada where everyone is under water, is is very rare that the second mortgage will &#8220;Foreclose&#8221; on your property.  However, you need to be cognizant of [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>The &#8220;Short Version&#8221; of Short Sales&#8230;</title>
		<link>http://www.empower2go.com/2009/07/the-short-version-of-short-sales/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=the-short-version-of-short-sales</link>
		<comments>http://www.empower2go.com/2009/07/the-short-version-of-short-sales/#comments</comments>
		<pubDate>Sat, 25 Jul 2009 21:53:29 +0000</pubDate>
		<dc:creator>Martin Casper</dc:creator>
				<category><![CDATA[Real Estate & Short Sales]]></category>
		<category><![CDATA[attorney]]></category>
		<category><![CDATA[borrower]]></category>
		<category><![CDATA[CPA]]></category>
		<category><![CDATA[deficiency]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[lender]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[nevada]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Short Sale]]></category>

		<guid isPermaLink="false">http://empower2go.com/?p=343</guid>
		<description><![CDATA[There is so much confusion and outright misinformation in the market place with regards to “loan modification”, “short sales”, and “foreclosure”. It is amazing the lack of education the public is receiving.  I am going to briefly layout some concepts to clear up some misinformation.
Let me first make it very clear that this is in [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Deficiency Judgements&#8230;How do They Work?  Why Foreclosure is a Bad Idea&#8230;</title>
		<link>http://www.empower2go.com/2009/07/deficiency-judgements-how-do-they-work-why-foreclosure-a-bad-idea/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=deficiency-judgements-how-do-they-work-why-foreclosure-a-bad-idea</link>
		<comments>http://www.empower2go.com/2009/07/deficiency-judgements-how-do-they-work-why-foreclosure-a-bad-idea/#comments</comments>
		<pubDate>Sat, 25 Jul 2009 00:44:43 +0000</pubDate>
		<dc:creator>Martin Casper</dc:creator>
				<category><![CDATA[Loan Modification, Bankruptcy, and Credit Repair]]></category>
		<category><![CDATA[assets]]></category>
		<category><![CDATA[borrower]]></category>
		<category><![CDATA[deed-in-lieu]]></category>
		<category><![CDATA[default]]></category>
		<category><![CDATA[deficiency]]></category>
		<category><![CDATA[empowering]]></category>
		<category><![CDATA[fannie mae]]></category>
		<category><![CDATA[forebearance]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[freddie mac]]></category>
		<category><![CDATA[judgement]]></category>
		<category><![CDATA[judicial]]></category>
		<category><![CDATA[lender]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[non-judicial]]></category>

		<guid isPermaLink="false">http://empower2go.com/?p=310</guid>
		<description><![CDATA[If you are in trouble financially due to the housing market crash&#8230;there are a number of things you should consider, especially if you have defaulted on a note to a lender.
The note involved in a foreclosure or repossession is an &#8220;I Owe You&#8221;; a promise and an obligation for you to pay the debt owed [...]]]></description>
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