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	<title>Empower 2 Go &#187; FICO</title>
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	<description>The Empowered Entrepreneurial Magnets</description>
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		<title>Short Sale vs Foreclosure:  What are the Potential Consequences?</title>
		<link>http://www.empower2go.com/2010/02/short-sale-vs-foreclosure-what-are-the-potential-consequences/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=short-sale-vs-foreclosure-what-are-the-potential-consequences</link>
		<comments>http://www.empower2go.com/2010/02/short-sale-vs-foreclosure-what-are-the-potential-consequences/#comments</comments>
		<pubDate>Sun, 07 Feb 2010 23:09:58 +0000</pubDate>
		<dc:creator>Martin Casper</dc:creator>
				<category><![CDATA[Real Estate & Short Sales]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[deficiency]]></category>
		<category><![CDATA[fannie mae]]></category>
		<category><![CDATA[FICO]]></category>
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		<category><![CDATA[loans]]></category>
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		<category><![CDATA[Obama]]></category>
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		<category><![CDATA[Short Sales]]></category>

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		<description><![CDATA[We live in a foreclosure bubble right now.  Suddenly everyone is an <a href="http://www.realestateabc.com/homeguide/reo.htm">REO</a> (Real Estate Owned) or <a href="http://www.realtor.org/library/library/fg335">Short Sale</a> expert. The sad reality is that many individuals such as real estate agents, as well as some attorneys and CPA&#8217;s, do not really understand the in&#8217;s and out&#8217;s of <a href="http://www.empower2go.com/2009/03/short-sales-and-foreclosures-avoid-the-pit-falls/">Short Sales &#38; [...]]]></description>
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		<title>Your Personal Financial Crisis&#8230;Dealing With Debt</title>
		<link>http://www.empower2go.com/2009/11/your-personal-financial-crisis-dealing-with-debt/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=your-personal-financial-crisis-dealing-with-debt</link>
		<comments>http://www.empower2go.com/2009/11/your-personal-financial-crisis-dealing-with-debt/#comments</comments>
		<pubDate>Wed, 11 Nov 2009 21:03:43 +0000</pubDate>
		<dc:creator>Martin Casper</dc:creator>
				<category><![CDATA[Loan Modification, Bankruptcy, and Credit Repair]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt reduction]]></category>
		<category><![CDATA[Empower]]></category>
		<category><![CDATA[FICO]]></category>

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		<description><![CDATA[Financial stress is a common problem if you are forced into a frugal lifestyle due to personal crisis such as a death in the family, loss of a job, divorce, mounting credit card bills, etc&#8230;If not controlled, this can lead to depression, feelings of fear and anxiety, as well as insecurity.
How you deal with these [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Credit Score &amp; Credit Repair&#8230;Empowering Options</title>
		<link>http://www.empower2go.com/2009/08/credit-score-credit-repair-empowering-options/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=credit-score-credit-repair-empowering-options</link>
		<comments>http://www.empower2go.com/2009/08/credit-score-credit-repair-empowering-options/#comments</comments>
		<pubDate>Mon, 10 Aug 2009 02:09:57 +0000</pubDate>
		<dc:creator>Martin Casper</dc:creator>
				<category><![CDATA[Loan Modification, Bankruptcy, and Credit Repair]]></category>
		<category><![CDATA[Beacon]]></category>
		<category><![CDATA[counseling]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[Empower]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[score]]></category>

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		<description><![CDATA[What is a Beacon or FICO score?  How is it used by creditors to determine your credit worthiness?
Fair Isaac Company created the Beacon FICO score which is the most commonly used rating to determine credit worthiness and financial strength.  Your credit score is the number one criteria used to determine what interest rate you will [...]]]></description>
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		<slash:comments>8</slash:comments>
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		<title>Sub-Prime Mortgages&#8230;The Good, The Bad, The Ugly&#8230;</title>
		<link>http://www.empower2go.com/2009/04/sub-prime-mortgages-the-good-the-bad-the-ugly/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=sub-prime-mortgages-the-good-the-bad-the-ugly</link>
		<comments>http://www.empower2go.com/2009/04/sub-prime-mortgages-the-good-the-bad-the-ugly/#comments</comments>
		<pubDate>Thu, 23 Apr 2009 21:48:00 +0000</pubDate>
		<dc:creator>Martin Casper</dc:creator>
				<category><![CDATA[Loan Modification, Bankruptcy, and Credit Repair]]></category>
		<category><![CDATA[attorney]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[lenders]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[modification]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[origination]]></category>
		<category><![CDATA[predatory]]></category>
		<category><![CDATA[prime]]></category>
		<category><![CDATA[RESPA]]></category>
		<category><![CDATA[Sub-Prime]]></category>
		<category><![CDATA[TILA]]></category>

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		<description><![CDATA[Sub-prime lending is a type of credit given to a homeowner who do not meet the criteria for regular or &#8220;prime&#8221; type loans.  A typical sub-prime borrower has a poor or limited credit history and a FICO score below 620.  These factors make them a risky investment for regular lenders, which keeps them [...]]]></description>
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